JOB PURPOSE
The purpose of the role is to identify and analyse the areas of potential risk threatening the assets, earning capacity or success of the Digital financing and investing activities. The role shall, working with other stakeholders to establish effective mitigants to these risks.
The role will also monitor the Digital Credit portfolio to ensure full compliance with Credit Policy, Banking Act, and CBK prudential guidelines; preparation of monthly and quarterly portfolio reports to management and CBK; support of credit information system (CreditQuest); review and recommendation of credit requests for approval; maintenance of MIS for credit facility renewals.
He/she will also manage the portfolio of accounts with the intention of monitoring acceptable credit risk (including any recoveries) and maximizing the bank’s return from each client.
Credit Risk Manager – Digital Lending
Department: Credit Risk Management
Apply by: 20th Sep, 2023
Reports to: Senior Manager – Credit Approval & Portfolio Monitoring