VisionFund Kenya (VFK), a trusted microfinance institution and an integral part of World Vision’s global financial services network, invites suitably qualified and passionate individuals to apply for the position of Credit HUB Manager. With over 75 years of impact driven by faith and dedication to uplifting vulnerable communities, World Vision and VisionFund continue to transform lives through financial inclusion. VisionFund Kenya, operating under the umbrella of World Vision Kenya, delivers microfinance services to empower the economically marginalized, particularly women and youth, helping them create sustainable livelihoods.
As VisionFund Kenya continues to expand its outreach and deepen its impact, we are seeking a strategic and highly skilled Credit HUB Manager to join our growing team. This role offers an exceptional opportunity for a seasoned professional to make a significant contribution to a socially impactful institution, drive sound credit decision-making processes, and enhance financial access to underserved populations across Kenya.
Position Title: Credit HUB Manager
Location: Nairobi, Kenya
Employment Type: Full-Time
Application Deadline: April 11, 2025
Time Left to Apply: 30+ Days
Job Requisition ID: JR41388
About VisionFund Kenya
VisionFund Kenya is a leading microfinance institution operating under World Vision Kenya, providing integrated financial services to improve the livelihoods of low-income families. Our aim is to promote holistic economic empowerment by enabling access to affordable credit, savings, and financial literacy tools. With a presence across multiple regions in Kenya, VisionFund Kenya combines faith-inspired service with cutting-edge financial systems to serve communities at the grassroots.
Learn more about our work at www.visionfundkenya.co.ke.
Job Summary
The Credit HUB Manager plays a pivotal role in VisionFund Kenya’s strategic leadership and credit operations. Reporting to the Chief Operations Officer (COO), the incumbent will be responsible for overseeing the Credit Analysis Unit, leading a high-performing team to assess the creditworthiness of applicants, manage credit risk, and ensure compliance with established policies and regulations.
This position is essential in supporting the institution’s mission of financial inclusion by making prudent and data-driven credit decisions that foster sustainable business growth while minimizing financial exposure.
Key Responsibilities
1. Strategic Oversight & Credit Evaluation
- Provide high-level strategic direction for the credit evaluation process.
- Conduct detailed analysis of loan applications, including review of financial statements, credit reports, and business plans.
- Ensure risk-aligned credit decisions that are timely and in line with institutional growth and risk strategy.
2. Credit Policy Development & Compliance
- Lead the development, implementation, and enforcement of robust credit policies and procedures.
- Maintain compliance with regulatory frameworks and internal risk standards.
3. Loan Portfolio Monitoring & Risk Management
- Monitor the performance of the credit portfolio, identifying and analyzing emerging risks.
- Recommend mitigation measures to safeguard financial health.
4. Collaboration & Decision Making
- Partner with senior leadership to set prudent credit limits and lending terms.
- Present comprehensive credit reports and risk assessments to the board and executive leadership.
5. Complex Credit Assessments
- Lead in-depth evaluations for high-value or complex loan requests.
- Provide data-driven insights and forward-looking risk analysis to inform decisions.
6. Documentation & Reporting
- Ensure all credit documentation is accurate, compliant, and readily accessible.
- Generate strategic reports detailing credit trends, risk exposures, and performance metrics.
7. Leadership & Team Development
- Provide strong leadership to the credit analysis team.
- Foster a culture of high performance, continuous improvement, and accountability.
- Lead talent development efforts, including coaching, training, and performance evaluation.
8. Strategic Representation & Innovation
- Represent the credit department in key planning and operational meetings.
- Stay updated on industry trends, regulatory changes, and economic shifts.
- Drive process improvements and digital innovations across the credit lifecycle.
Ideal Candidate Profile
Educational Background:
- Diploma or Bachelor’s degree in Finance, Accounting, Business Management, Economics, or a related discipline.
Experience:
- A minimum of five (5) years of progressive experience in credit management, ideally within the microfinance or banking sector.
Key Competencies:
- Deep understanding of microfinance credit risk principles and financial evaluation techniques.
- Strong leadership, interpersonal, and communication skills.
- High ethical standards with a passion for integrity and accountability.
- Strong IT skills, especially in Microsoft Office and financial operations software.
- Excellent attention to detail and analytical skills.
- Customer-oriented mindset with a focus on delivering excellent service.
- Ability to analyze market trends and make data-informed recommendations.
Safeguarding and Ethical Standards
VisionFund Kenya is deeply committed to the protection of children and vulnerable adults. The institution has robust safeguarding policies and procedures in place and adheres to the highest standards of ethical conduct. Any form of exploitation, abuse, or harassment is strictly prohibited and will be met with zero tolerance.
All applicants must be professing and practicing Christians with a demonstrated alignment to the mission and values of VisionFund and World Vision. Applicants are expected to uphold personal integrity and demonstrate sound moral character in both professional and personal life.
Equal Opportunity Employment
VisionFund Kenya is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not charge any fee at any stage of the recruitment process and strongly advise all applicants to beware of recruitment fraud.
How to Apply
Interested and qualified individuals are invited to submit their applications. The application package must include:
- A detailed CV indicating work experience and contact details.
- Scanned copies of academic and professional certificates.
- Names and contact information of three (3) professionally relevant referees.
Important Application Notes:
- CV must be in PDF format.
- All documents should be compiled into one PDF file.
- Only local applicants will be considered.
The deadline for submission is 11th April 2025.
