Corporate Credit Analyst
Job Ad expires on May 9th, 2025
As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and a strong team ethic. We therefore provide you with a superior foundation for building a professional career – a place for people to learn, to achieve and to grow. Here is one such opportunity for you to explore.
The ideal candidate is one who has been a top performer with a proven track record of accomplishments in previous roles, who will be a key contributor in a high-energy growth environment. The candidate’s work history should demonstrate ability to thrive in a fast-paced environment, dealing with complex & ambiguous financial situations.
Reporting to the Head – Corporate Credit Risk Analysis Unit, the role-holder will receive proposals from business units, analyze the proposals and recommend as appropriate for credit decisions. The role will also entail analyzing Banks and financial institutions with whom the bank has dealing lines, Special Projects and Co-operatives.
The role
The successful jobholder will be expected to:
- Analysis of credit proposals from business units and make a decision on the same day.
- Recommend appropriate credit decisions to Credit approvers for final decision.
- Escalate unusual issues or issues raising concern to the Head – Corporate Credit Risk Analysis Department.
- Keep up to date records of all cases received, analyzed and decisions by prompt update of tracker.
- Advise Credit Administration Department/ business unit of decisions same day.
- Keep abreast with economic, industry and business trends to facilitate quality analysis of credit applications.
- Document issues identified as causes of weak appraisals from business units – both policy and procedure.
- Train business units credit staff on credit analysis procedures
- Ensure all lending proposals are within the bank’s credit policy & lending guidelines and escalate any exceptions
- Ensure any policy breaches are properly authorized at the correct level.
- Highlight to Head – Corporate Credit Analysis Department any necessary changes to the Bank’s credit policy and procedures.
- Provide timely and clear responses to the various business units as per the agreed SLAs.
- Strict adherence to all regulations, statutes, standards, practices and all internal processes and procedures as per the relevant manuals and comply with all relevant external legislation and regulations with regard to Compliance requirements.
- Ensure that all risk management requirements within your remit are addressed and where necessary escalated through the defined available channels.
Qualifications, Skills & Attributes
The successful jobholder will be required to possess the following qualifications: –
- A university degree in a Business-Related field from a recognized university with at least 7 years banking experience 5 of which in Corporate Credit Risk underwriting or Corporate Credit origination
- A thorough knowledge of the Banking Act, the Bank’s credit policy, Prudential guidelines, Environmental and Social Risk Management and lending guidelines with good understanding of related products and services Plus Credit & Financial analytical skills.
- Ability to identify, analyze, condense and articulate complicated ideas and findings briefly and clearly.
- Excellent Credit risk underwriting skills
- A good knowledge of business trends and the business environment.
- A general awareness of the Bank’s vision and focus especially in relation to Business Development & management of risks
How to apply:
If you are confident that you fit the role and person profile and you are keen to add value to your career then please forward your application letter enclosing detailed Curriculum Vitae to [email protected] indicating the job reference number CCA/CMD/2025 by
09th May 2025.
We are an equal opportunity employer.
