Head – Corporate Credit Risk Analysis
Job Ad expires on May 9th, 2025
Are you looking for an employer who promotes individual excellence and mutual respect in a team-driven culture with a key focus on social empowerment? Do you want to make a lasting impression in the Bank Credit Sector? The Co-operative Bank of Kenya, “The Kingdom bank” is the place for those looking to new horizons.
You are a proven leader in Corporate Credit Analysis within the Banking Industry, well-experienced with exceptional delivery of results in your line of work. You are technically knowledgeable on Bank Credit policy guidelines, Credit Risk Underwriting and government lending regulations as well as their implementation. You are seasoned in making credit worthy decisions and approvals, driven by results and passionate about service excellence.
Reporting to Director – Credit & Management Division (CMD), the Head Corporate Credit Analysis will be required to achieve and maintain a quality loan book as well as provide oversight over the analysis and approval of Corporate & Institutional Banking Division, Cooperative Division and Treasury credit proposals, as well as offer support to ensure lending growth and targets. The role holder will ensure compliance with Bank Loan policies, lending guidelines and government regulations and will carry out the role of the Bank’s Environment and Social risk coordinator. The role holder will also be responsible for implementation of Environmental and Social Risk policy in lending and coordinate implementation of the same in the Bank.
The Role
Specifically, the successful jobholder will be required to:
- Provide oversight of all analysis and approval of credit proposals from all Lending Units, Treasury, and any other department/unit that will expose the Bank to credit risk in its daily activities as well as oversee the review of Bank, Insurance companies and other treasury limits annually when required.
- Ensure that all appraisal decisions meet the agreed SLA and quality standards and escalate any adverse observations to the Director-CMD
- Ensure compliance to Bank Loan policies, lending guidelines and Government regulations in collaboration with the lending units and other departments within CMD as well as coordinate the Environment and Social risk management, policy implementation, reporting and capacity building.
- Work closely with the Director – CMD to maintain appropriate credit risk management culture
- Attend all credit committee meetings as scheduled or agreed and provide timely and organized responses to internal customer proposals and escalate any complex internal customer issues to the Director – CMD and other relevant authorities accordingly.
- Manage all staff of the department and ensure they are adequately resourced and well-skilled to perform their roles.
- Maintain and develop professional and technical knowledge by attending and contributing to training programs, educational workshops, reviewing professional publications, establishing personal networks and participating in professional structures & studies.
Desired Skills and Experience
- A Bachelor’s degree in a Business-related field from a recognized university with a Certification in Credit management or Analysis.
- At least 7 years’ experience in Credit Analysis 5 of which must be in a Senior/Management role within Corporate Credit Risk Analysis.
- Good knowledge of the Banking Act, Bank Operating procedures as well as business trends and thorough knowledge of CBK Lending guidelines
- Excellent Communication, Presentation and report writing skills
- Excellent Credit Risk underwriting, Complex Credit structures, Financial Institution Risk analytics skills and Treasury Credit solutions.
- Superior leadership, management and co-ordination skills with the ability to influence positively and engage direct and indirect reports and peers.
- Customer focused & results oriented.
How to apply:
If you are confident that you fit the role and person profile and you are keen to add value to your career then please forward your application letter enclosing detailed Curriculum Vitae to [email protected] indicating the job reference number HCCRA/CMD/2025 by
9th May 2025.
