Cooperative Bank of Kenya stands at the forefront of financial innovation and customer-centric banking in the region. With a long-standing legacy of integrity, performance, and community empowerment, the bank has consistently evolved to meet the changing needs of its diverse clientele. The institution’s commitment to inclusive economic growth, responsible banking, and technology-driven solutions continues to make it one of the most respected financial institutions in East Africa.
To support its growth trajectory and maintain high service delivery standards, Cooperative Bank is seeking to fill several critical roles across its business operations. These roles offer the opportunity to work in a dynamic, high-performance environment that values continuous improvement, teamwork, and customer excellence. If you are passionate about finance, risk management, data protection, and creating value through strategic insights, then these opportunities might be the perfect next step in your career journey.
Portfolio Management Officer
Job Location: Kenya
Employment Type: Full-time
Job Description:
The Portfolio Management Officer will be responsible for analyzing, monitoring, and optimizing the bank’s credit portfolio to ensure sustainability, profitability, and alignment with the overall risk appetite of the bank. The officer will play a pivotal role in supporting the bank’s strategic decision-making processes by providing data-driven insights into portfolio performance, risk exposure, and market trends.
Key Responsibilities:
- Conduct continuous portfolio monitoring, including trend analysis, segmentation, and stress testing to identify risks and opportunities.
- Evaluate the credit portfolio against key performance indicators and early warning signs of credit deterioration.
- Assist in developing portfolio strategies, policies, and procedures to optimize credit quality and profitability.
- Coordinate and prepare periodic portfolio review reports for senior management, board committees, and regulators.
- Track sectoral exposures and ensure appropriate diversification to reduce concentration risk.
- Collaborate with credit risk, business, and product teams to develop and refine portfolio management tools.
- Recommend policy amendments or lending strategies based on portfolio analytics and market intelligence.
- Ensure accurate classification, provisioning, and reporting of portfolio performance in line with regulatory requirements.
- Support credit rating processes and external audits by providing portfolio-related data and clarifications.
- Monitor industry, regulatory, and economic developments that may affect portfolio performance and adjust strategies accordingly.
This position requires a proactive individual with strong analytical skills and a thorough understanding of credit risk frameworks, regulatory standards, and market dynamics.
Corporate Credit Analyst
Job Location: Kenya
Employment Type: Full-time
Job Description:
The Corporate Credit Analyst will play a vital role in the credit risk assessment process by analyzing financial statements, conducting industry research, and preparing detailed credit reports for corporate clients. This position involves working closely with relationship managers, credit committees, and risk teams to evaluate credit proposals and ensure informed lending decisions.
Key Responsibilities:
- Perform comprehensive credit analysis of corporate clients, including assessment of financial statements, cash flows, business models, and market positions.
- Conduct industry analysis to understand the operational environment of borrowers and identify potential risks.
- Develop accurate and timely credit proposals, complete with recommendations, financial ratios, and credit risk ratings.
- Liaise with relationship managers to clarify borrower needs and obtain any additional required information.
- Present findings and recommendations to credit committees and respond to queries or requests for further analysis.
- Monitor credit facilities and exposures to ensure compliance with approved terms and covenants.
- Support the structuring of complex transactions, including syndicated loans and project finance deals.
- Assist in the development and maintenance of credit scoring and risk rating models.
- Contribute to the refinement of credit policies and procedures based on feedback from ongoing portfolio reviews.
- Maintain detailed records of all analyses, approvals, and client interactions in accordance with internal control standards.
This role suits a results-oriented individual with strong financial modeling skills and a passion for risk-informed decision-making in a fast-paced corporate lending environment.
Head – Corporate Credit Risk Analysis
Job Location: Kenya
Employment Type: Full-time
Job Description:
The Head of Corporate Credit Risk Analysis will lead a team of analysts in evaluating and managing the bank’s corporate credit risk exposure. The role involves setting analytical standards, reviewing major credit transactions, and ensuring the consistent application of credit policies across the institution. This is a senior leadership role requiring a strategic thinker with an exceptional understanding of credit risk management frameworks.
Key Responsibilities:
- Provide strategic leadership to the Corporate Credit Analysis team in assessing, structuring, and reviewing credit facilities for corporate customers.
- Oversee the preparation and presentation of credit proposals, ensuring analytical accuracy and compliance with regulatory and policy requirements.
- Ensure the consistent application of the bank’s credit risk rating methodologies and internal lending guidelines.
- Serve as the lead credit risk advisor to the senior management team, credit committees, and business units.
- Review and approve large or complex transactions in line with delegated authority, and escalate others for final approval.
- Monitor market and industry trends to proactively manage sectoral credit risk exposure.
- Guide the formulation and implementation of credit risk frameworks, scorecards, and sectoral lending strategies.
- Conduct periodic portfolio reviews, risk appetite assessments, and stress tests in collaboration with the risk management team.
- Mentor, train, and develop credit analysts to enhance team capacity and performance.
- Engage with regulators, external auditors, and rating agencies on credit risk matters as required.
This leadership role is ideal for a seasoned credit professional with deep knowledge of corporate banking, strategic insight, and the ability to influence risk culture across the institution.
Data Privacy Analyst
Job Location: Kenya
Employment Type: Full-time
Job Description:
The Data Privacy Analyst will support the bank’s data protection and privacy compliance efforts by monitoring regulatory requirements, conducting risk assessments, and assisting in the development of policies and frameworks that safeguard personal and customer data. This role is instrumental in helping the bank achieve compliance with data privacy laws such as the Data Protection Act and GDPR.
Key Responsibilities:
- Monitor the bank’s data processing activities to ensure compliance with data protection regulations and internal policies.
- Assist in the development and implementation of data privacy governance frameworks, including policies, procedures, and controls.
- Conduct data protection impact assessments (DPIAs) for new projects, systems, or processes involving personal data.
- Support the Data Protection Officer (DPO) in responding to data subject access requests (DSARs), complaints, and breach notifications.
- Collaborate with IT, legal, and compliance teams to map data flows, identify risks, and implement corrective actions.
- Train staff across departments on data privacy principles and responsibilities.
- Review vendor contracts and third-party engagements to ensure adequate data protection clauses are in place.
- Monitor global and local developments in data privacy laws and update policies accordingly.
- Participate in audits and investigations related to data protection incidents and breaches.
- Document and report on the status of privacy compliance programs to senior management.
This role suits professionals who are passionate about privacy, cybersecurity, and regulatory compliance, with a detail-oriented and methodical approach to work.
Why Join Cooperative Bank?
At Cooperative Bank, the foundation of success lies in people—talented professionals who bring ideas to life and serve customers with passion and integrity. The bank is more than just a workplace; it is a community of purpose-driven individuals dedicated to transforming lives through accessible financial services and economic empowerment. Employees at Cooperative Bank enjoy:
- Opportunities for growth, mentorship, and career development in one of Kenya’s most respected banks.
- A performance-driven culture that rewards innovation, accountability, and excellence.
- Exposure to cutting-edge technologies, robust systems, and strategic projects.
- A collaborative working environment that values diversity, ethics, and community.
- Competitive compensation packages and employee benefits.
Whether you are starting out in your career or looking to lead in your area of expertise, Cooperative Bank offers a supportive platform to make a lasting impact.
