Job Description
To provide support with the day to day running and maintenance of SME Customers, mining customer portfolio data to identify opportunities for additional facilities and analyzing business and financial information e.g. balances sheets, financial statements and management accounts, to prepare and motivate credit applications.
The Business Banker will manage and grow relationships with SME clients, delivering tailored financial solutions and supporting their banking needs. Acting as a trusted advisor, you’ll help businesses achieve their financial goals through a range of banking products and services.
Qualifications
Type of Qualification: First Degree
Experience
Business & Commercial Banking
2-3 years
- Strong understanding of banking products and services for businesses
- Excellent communication and interpersonal skills
- Ability to analyze financial statements and assess credit risk
- Strong sales and negotiation abilities
- Customer-focused mindset with problem-solving skills
- Familiarity with banking regulations and compliance standards
Additional Information
Behavioural Competencies:
- Articulating Information
- Problem Solving
- Examining Information
- Sales and Strong Communication Skill
- Interacting with People
- Meeting Timescales
Technical Competencies:
- Business Account Opening & Maintenance
- Application & Submission Verification (Business Banking)
- Banking Process & Procedures
- Financial Analysis
- Knowledge of Banking & Financial Service
- Understanding of Regulatory Requirements
- Risk Identification