Join Gulf African Bank – Senior Manager, Business Credit Support
Gulf African Bank (GAB) is Kenya’s premier Shari’ah-compliant bank committed to delivering ethical, inclusive, and high-quality financial services. We pride ourselves on building a sustainable, profitable asset book while fostering innovation and collaboration across our banking operations. We are seeking an experienced professional to elevate our credit processes and strengthen our business-credit interface.
Position: Senior Manager, Business Credit Support
Location: Head Office, Nairobi
Department: Business
Reports to: Head of Business
Job Description
The Senior Manager, Business Credit Support will lead a team of business credit analysts, acting as a strategic bridge between Relationship Managers and Credit. The role ensures that credit proposals are well-structured, risk-mitigated, aligned with the Bank’s appetite, and processed efficiently to support a robust and compliant credit portfolio. Gulf African Bank
Key Responsibilities:
- Strategy & Advisory: Provide insights into credit trends and sector risks. Drive improvements in credit processes and policies. Foster collaboration across business and credit teams through joint forums and customer visits. Monitor asset quality and performance through quarterly reviews. Gulf African Bank
- Credit Origination & Underwriting: Oversee timely, high-quality review of credit proposals. Ensure adherence to service level agreements (SLAs). Review proposals against thresholds defined in credit workflow. Gulf African Bank
- Portfolio & Risk Management: Ensure timely covenant tracking, stress testing, and annual portfolio reviews. Support monitoring of distressed accounts and guide onboarding of bankable transactions. Gulf African Bank
- Client Relationship Support: Work closely with Relationship Managers to meet client needs. Conduct joint client visits and maintain confidentiality in handling client information. Gulf African Bank
- Reporting & Analytics: Deliver regular reporting on turnaround times (TAT), portfolio quality, overdraft management, and restructuring. Prepare board and management papers, and benchmark with industry peers. Gulf African Bank
- People & Compliance: Lead and mentor credit analysts, ensuring performance, engagement, and regulatory compliance—including AML, KYC, and Shari’ah requirements. Gulf African Bank
