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Apply By: 8th, September 2025
Reports to: Senior Manager Credit Analysis
Location: Head Office
To support credit manager analysis, to plan, coordinate and control all lending activities to minimize credit risks.
Responsibilities
- Analyze credit propositions as allocated and recommend for approval
- Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
- Preparing reports about the degree of risk in lending money to clients
- Responsible for identifying and reporting potential and actual Money Laundering Risk, including suspicious transactions in accordance with the laid down AML policies & procedures.
Main Activities
- Reviewing assigned files for compliance of the approval conditions
- Assess temporary credit requests and recommend for approval
- To perform any other duty as assigned in line with the organization goals and objective
- Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to the respective people for their approval
- Maintain relations with the client, as necessary and continuous monitoring of the activities for the approved credits, according to the procedures established by Bank
- Ensure client covenant compliance in line with loan agreement/approved terms and conditions.
- Support the execution of “due diligence” of businesses in every stage of the loan’s application, to ensure well-informed decision-making and qualification of the risk involved.
- Identification of areas of weaknesses during credit analysis and mitigating credit risk appropriately for strong cases which are outside policy.
- Maintain a good working knowledge of the Bank’s lending policies and procedures and identify exceptions to policy.
- Achieve Turn-Around-Times (TATs) as per agreed Service Level Agreements (SLAs) for assessment of Credit Applications referred to Credit Risk from branches and subsidiaries
Qualifications
- University degree (MAKIB or CPA (AA)
