M-Pesa is a pioneering fintech business and global market leader in mobile money. Starting from 2007 as a convenient means by which the unbanked and underbanked could make digital payments, M-Pesa has now grown to offer over 60 million active customers Financial Services, Enterprise, Merchant and Retail solutions. We are proud of our work in enabling the digital economy in our markets, and in driving financial inclusion. M-Pesa Africa is the largest FinTech providing services to more than 60 million customers and 5 million businesses solutions across Financial Services, Enterprise, Merchant and Retail. We are now well on our way to becoming the preferred digital payment method across the markets that we serve, for both in-store, remote and online payments. With headquarters in both Nairobi and South Africa, we serve markets that include Kenya, Tanzania, DRC, Lesotho, Ghana, Egypt, Ethiopia, and Mozambique
To support M-Pesa in achieving its goal of becoming the #1 FinTech company in Africa, and as part of the M-PESA Africa Software Engineering Team you will drive the engineering and implementation of robust and scalable financial technology solutions that align with M-PESA’s strategic objectives. You will collaborate with architects, fellow engineers and engineering leads to ensure applications and platforms support interoperability, scalability, re-use security, and high performance.
Your contributions will span backend services, frontend interfaces, and platform integrations—supporting initiatives such as digital transformation, core banking modernization, cloud-native service delivery, and API-first development. You will also contribute to engineering governance, ensuring code quality, reuse, and software architecture consistency across products and teams.
The agile SAFe Framework has been adopted across M-PESA and in line with the framework you will acquire a systems thinking mindset that supports the continuous flow of value through the Continuous Delivery Pipeline enabling and fostering a DevOps culture. Working closely within the Agile Squads, you will form part of the Software Engineering Centre of Excellence. You will need to have an automation-first mindset and expected to explore and leverage AI-driven development tools.
Responsibilities
Application Development & Engineering Excellence
• Design, implement, and maintain secure, scalable microservices using Java (Spring Boot), Python, and / or Go (Golang), Rust, Node.js (Typescript).
• Implement asynchronous event handling, messaging queues, and API orchestration for end-to-end flows.
• Write clean, maintainable, and well-documented code with strong unit and integration test coverage.
• Champion modern engineering frameworks such as Microsoft Engineering Playbook.
• Customize and extend Apache Fineract modules for lending, wallets, and savings.
• Design and implement microservices for financial transactions, ensuring scalability and security.
• Integrate Fineract with mobile money platforms, KYC/AML systems, and regulatory APIs.
• Automate deployment and testing of microservices using CI/CD pipelines.
Fintech Platform Integration & Customization
• Customize and extend open-source core banking platforms like Apache Fineract to support lending, wallets, savings, and payment use cases.
• Integrate with mobile money, card networks, KYC/AML, credit scoring, and regulatory reporting APIs.
• Build and expose financial APIs following open banking and ISO 20022 standards.
• Develop adapters and abstraction layers to bridge legacy banking systems and modern services.
DevSecOps & Agile Delivery
• Drive implementation of CI/CD pipelines using Jenkins, GitLab, SonarQube, JMeter, and GitOps workflows.
• Embed security controls, Telemetry and static/dynamic analysis into the development lifecycle as part of DevSecOps culture.
• Contribute to Agile ceremonies—sprint planning, backlog grooming, retrospectives—and act as a technical voice in estimation and prioritization.
Architecture, Frameworks & Technical Leadership
• Guide technical solution design, aligning with enterprise architecture and standardized engineering frameworks.
• Establish and evolve reusable architectural patterns for APIs, data flows, authentication, and service communication.
• Perform code and design reviews to enforce adherence to engineering standards, performance benchmarks, and security best practices.
• Contribute to platform-wide engineering initiatives such as shared libraries, code generation tools, and build system improvements.
Code Quality, Governance & Support
• Enforce code quality through static analysis, code coverage thresholds, and continuous improvement of development standards.
• Maintain clear and up-to-date technical documentation across services, interfaces, and platform configurations.
• Collaborate with QA and security teams to ensure rigorous testing and secure release cycles.
• Participate in production support, incident resolution, and root cause analysis to uphold platform resilience.
• Track and resolve technical debt and prioritize refactoring efforts during regular engineering cycles.
Qualifications
• Bachelor’s or Master’s degree in Computer Science, Software Engineering, Information Systems, or a related field.
• Demonstrated success building and deploying financial solutions in regulated environments—preferably involving digital wallets, savings, credit, or cross-border payments.
• Experience contributing to system and solution architecture design, technical decision-making, and adherence to enterprise engineering standards.
• Understanding of AI/ML fundamentals and practical application in software engineering workflows.
Backend Development & Architecture
• Hands-on experience designing and building production-grade backend systems in Java (Spring Boot), with additional proficiency in Python or C# for service-oriented and event-driven architectures.
• Advanced understanding of microservices patterns, including API gateway design, service mesh, circuit breakers, and distributed tracing.
Core Banking & Fintech Platform Integration
• Proven track record customizing and integrating open-source core banking platforms such as Apache Fineract, or proprietary equivalents.
• Experience with financial services workflows like digital lending, wallet transfers, savings automation, and transaction reconciliation.
• Familiarity with ISO 20022, SWIFT, and open banking standards (e.g., PSD2 APIs).
APIs, Messaging & Distributed Systems
• Proficient in building RESTful APIs, GraphQL endpoints, and gRPC services, with strong understanding of serialization (JSON, Protocol Buffers).
• Experience with event-driven systems, using Apache Kafka, RabbitMQ, or AWS SNS/SQS for decoupling and real-time data exchange.
• Familiarity with API security standards such as OAuth2, OpenID Connect, and mutual TLS authentication.
Data & Persistence Layer
• Deep understanding of data modelling, schema design, and performance tuning for relational databases (MySQL, PostgreSQL).
• Experience with NoSQL technologies like MongoDB, Cassandra, or Redis for high-velocity or schema-less data.
DevSecOps, CI/CD & Infrastructure Automation
• Strong command of DevSecOps practices, embedding security scanning and compliance checks throughout the SDLC.
• Skilled in CI/CD pipeline setup and management using Jenkins, GitLab CI, or GitHub Actions, with integrated tools like: SonarQube, Checkmarx, OWASP ZAP, Snyk, Fortify, Nexus, Artifactory
• Familiarity with GitOps workflows, Canary deployments, and blue/green strategies using ArgoCD or Flux.
Cloud-Native Engineering & Observability
• Experience deploying and operating applications on AWS, Azure, or Google Cloud, leveraging managed services (RDS, Cloud Functions, S3, IAM).
• Proficient with containerization using Docker, orchestration via Kubernetes, and secure Helm-based deployments.
• Setup and tuning of observability stacks including Prometheus, Grafana, ELK/EFK, and OpenTelemetry for metrics, logging, and tracing.
Security, Compliance & Governance
• Deep knowledge of secure coding standards, OWASP Top 10, and regulated data handling (e.g., PCI-DSS, GDPR).
• Experience implementing role-based access control (RBAC), JWT management, and audit logging.
• Proven ability to work within regulated fintech environments, ensuring systems meet audit, compliance, and risk controls.
Apply Now
Job Info
- Job Identification1064
- Job CategoryInformation Technology
- Posting Date04/12/2025, 13:14
- Apply Before13/12/2025, 02:00
- Degree LevelBachelor’s Degree
- Job ScheduleFull time
