Group Head Treasury Liquidity Management. – ()
Description
THE ROLE PURPOSE
• The Head of Treasury Liquidity Management will be responsible for developing and implementing strategies to safeguard the firm’s liquidity position across multiple markets in Africa. The role ensures that liquidity risks are identified, measured and mitigated in line with regulatory requirements, group policies, and best practice. It also provides leadership in establishing governance frameworks and harmonizing liquidity management principles and risk governance across subsidiaries.
• The role is accountable for safeguarding the group’s financial resilience, supporting business growth, and driving treasury’s liquidity transformation initiatives across subsidiaries and functions.
THE KEY RESPONSIBILITIES
Liquidity Strategy
• Develop and implement group-wide liquidity management strategy and Frameworks aligned with Group
Treasury Strategy.
• Develop a liquidity and funding plan to ensure adequate funding for operations and investments, oversee
intercompany funding, pooling funding resources and leveraging funding across the group.
• Develop a framework for funding diversification across our footprint, monitor and optimize global funding
positions across all markets and ensure full compliance with liquidity regulatory limits in all markets.
• Coordinate with regional treasurers and finance teams to ensure compliance with local banking laws and
regulations, FX codes and any other provisions. Establish standardized processes for cash forecasting,
reporting and liquidity planning.
• Support strategic initiatives such as capital allocation, balance sheet optimization, and contingency funding
plan.
Risk Management
• Identify, measure, monitor and mitigate Liquidity, FX and interest rate risk across the group. Oversee
hedging strategies and ensure alignment with risk appetite and policies. Management counterparty
exposures and maintain strong banking relationships.
• Conduct stress testing and scenario analysis to assess resilience under adverse market conditions.
• Establish a dashboard which reflects early warning indicators and risk appetite thresholds for liquidity.
• Recommend hedging tactics or funding strategies to mitigate risks (FX mismatches, maturity gaps,
concentration risk etc)
• Act as strategic advisor to Group Treasurer, CFO and senior leadership on liquidity matters. Liaise with
regulators, banks, and rating agencies to maintain transparency and trust. Partner with business units,
finance and operations to align liquidity strategy with budgeting plan.
• Participate actively in all Country ALCO meetings to provide guidance, challenge, and leadership on liquidity
matters, and engage in Group ALCO (GALCO) to ensure a well‑coordinated and seamless Group‑wide
liquidity management strategy.
Processes
• Standardize liquidity management methodologies across the group where applicable (LCR, NFSR, cashflow
gap analysis)
• Implement robust risk management principles to ensure the structural integrity of the balance sheet is
prudently managed.
• Play a critical role by ensuring integration of treasury systems with risk management platforms for real time
monitoring.
• Lead implementation and enhancement of Treasury management systems (TMS) and ERP integration and
drive automation and digital transformation of reporting, forecast and liquidity risk processes.
• Monitor country-specific liquidity challenges (currency convertibility, capital controls, sovereign risks
among others).
• Develop tailored liquidity contingency plans for all markets working closely with the country treasury and
other stakeholders.
• Harmonize practices across diverse regulatory environments while complying with local requirements and
group standards.
• Collaborate with Group Treasury, Finance, Risk and Subsidiaries to ensure consistent liquidity practices
adre adopted across the bank.
Governance
• Ensure compliance with all Group and treasury governance policies.
• Promote an environment where compliance with internal controls and external regulatory framework is
honored and central focus area of the business across multiple markets.
• Engage with auditors when required to provide the required support.
• Display exemplary conduct values by living the Group’s values and Code of Conduct.
• Take personal responsibility by promoting the highest standard of ethics, including regulatory and business
conduct across our footprint.
• Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury
Risk & control Manager
Talent Management
• Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general
with specific performance metrics on the Group values, Code of Conduct.
• Lead, mentor, and develop sales teams across traditional and digital channels.
• Build a high‑performance culture focused on accountability, innovation, and client‑centricity.
• Drive succession planning and talent development across the region.
• Promote diversity, equity, and inclusion in talent pipelines
CORE ACCOUNTABILITIES AND DELIVERABLES
• Deliver a Group‑wide liquidity management strategy, adherence to liquidity risk management frameworks
and policies aligned with regulatory requirements and Group Treasury Strategy.
• Maintain daily, weekly, and monthly visibility of liquidity positions, funding gaps, cash‑flow mismatches,
and emerging risks across all subsidiaries.
• Produce Group‑level liquidity dashboards, early‑warning indicators, risk appetite monitoring, and
stress‑testing results.
• Ensure full compliance with liquidity regulatory ratios (LCR, NSFR, cash‑flow metrics) in every market.
• Lead development of diversified funding structures, pooling arrangements, and intercompany funding
models.
• Deliver annual Funding Plans, Contingency Funding Plans (CFP), and liquidity stress‑testing cycles.
• Harmonize liquidity methodologies (e.g., LCR, NSFR, cash‑flow gap analysis) and reporting standards across
all subsidiaries.
• Implement Treasury Management System (TMS) enhancements and automation of liquidity reporting,
forecasting, and risk measurement.
• Provide liquidity insights and recommendations to Group Treasurer, GCFO, ALCOs, GALCO and senior
leadership.
• Build capability by training and supporting country treasury teams on liquidity governance, risk
frameworks, and regulatory compliance.
Qualifications
ACADEMIC QUALIFICATIONS AND CERTIFICATIONS
• Post graduate degree in business, Finance, Economics, Statistics or a related field.
• Professional certification (e.g CFA, FRM, CA) strongly preferred.
• ACI dealing certificate a requirement.
• Master’s degree (beneficial but not mandatory)
EXPERIENCE REQUIREMENTS
• 10+ years’ experience in treasury/finance, with at least 5 years in a senior leadership role
• Deep understanding of global liquidity management, funding, pooling and funding structures and financial
products and markets.
• Strong understanding of African financial markets, regulatory environments and cross-border treasury
operations
• Expertise in Treasury Management Systems
• Advanced analytical and financial modelling skills (excel, Power point presentations etc)
• Exceptional leadership, communication and stakeholder management abilities.
• Be creative and deliver on good time in a highly pressurized environment – be goal oriented and an Enabler
KEY TECHNICAL SKILLS & LEADERSHIP COMPETENCIES
Behavioral Framework:
• Understanding of the policies, procedures, and ethical requirements of a Treasury environment
• Effective communication skills
• Stakeholder engagement, Internal and external collaboration
• Cultural and regulatory Awareness
• Quality decision making
• Strategic mindset and provide clarity in Direction
• Ethical and effective leadership
• Courage and Teamwork
• Customer focus
• Action-oriented
Technical Competencies
• Financial Products, markets and economic fundamentals
• Knowledge of treasury, retail, corporate and capital market products
• Liquidity management and Interest rate risk management including structural and behavioral analysis
• Negotiation and influencing skills, Presentation and pitching skills
• Recovery and Resolution Panning
• Financial analysis and Performance Management
• Business acumen and Project management
• Manage ambiguity and ensure quality decision making
• Drive Vision & Purpose
• Develop Talent
