4 Vacancies Open At Co-operative Bank

by Recal

A well-established organization operating within the financial services and support operations sector is currently seeking experienced and capable professionals to fill several key roles across its business. These opportunities span corporate banking, credit risk oversight, portfolio management, and operational support. The organization plays a critical role in facilitating corporate financial solutions, managing complex client relationships, and ensuring strong governance and operational efficiency across its activities.

The vacancies outlined in this advert are intended for individuals who can operate effectively in structured, performance-driven environments. Each role contributes directly to the organization’s ability to manage risk, support corporate clients, and maintain high service standards. This recruitment exercise is part of a broader effort to strengthen internal capacity, improve service delivery, and support sustainable business growth.

The positions available include Head – Corporate Credit Risk Analysis, Relationship Manager – Corporate Banking, Portfolio Manager, and Drivers. Each role carries distinct responsibilities and operates within clearly defined functional boundaries. The organization encourages applications from individuals who demonstrate professionalism, accountability, and the ability to perform their duties in line with established policies and procedures.

This article provides a detailed overview of each position, outlining the scope of responsibilities and the expectations associated with the role. The descriptions are designed to give potential applicants a clear understanding of the nature of the work and how each position contributes to the organization’s overall objectives.

Head – Corporate Credit Risk Analysis

Role Overview

The Head – Corporate Credit Risk Analysis is a senior leadership position responsible for overseeing the assessment, monitoring, and management of credit risk within the corporate banking portfolio. The role plays a central part in ensuring that credit decisions align with the organization’s risk appetite, internal policies, and regulatory expectations. This position operates at a strategic level and works closely with senior management, corporate banking teams, and risk governance functions.

The individual in this role is expected to provide clear direction to credit risk teams, maintain high analytical standards, and support informed decision-making across the organization. The role requires consistent engagement with complex credit proposals and ongoing oversight of existing corporate exposures.

Key Responsibilities

The Head – Corporate Credit Risk Analysis is responsible for leading the end-to-end credit risk assessment process for corporate clients. This includes reviewing and approving credit risk analyses prepared by the team, ensuring that all assessments are comprehensive, accurate, and supported by relevant financial and non-financial information.

The role involves setting and maintaining internal credit risk analysis standards, methodologies, and frameworks. This includes ensuring consistency in how credit risk is evaluated across different sectors, client types, and transaction structures.

The position oversees the monitoring of the corporate credit portfolio, identifying emerging risks, concentration issues, and trends that may impact asset quality. Regular portfolio reviews and risk reports are prepared for senior management and relevant committees.

The role also supports the development and review of credit policies, guidelines, and procedures related to corporate lending and exposure management. This includes recommending updates in response to changes in market conditions, regulatory requirements, or internal risk appetite.

The Head – Corporate Credit Risk Analysis works closely with Relationship Managers and Portfolio Managers to provide risk-based input on client strategies, credit structuring, and exposure management. This collaboration ensures that business objectives are balanced with prudent risk management.

The position is responsible for managing and developing the credit risk analysis team, including workload allocation, performance oversight, and ensuring adherence to internal timelines and service standards.

The role contributes to internal and external audits, regulatory reviews, and governance processes by providing required documentation, explanations, and risk assessments related to corporate credit exposures.

Relationship Manager – Corporate Banking

Role Overview

The Relationship Manager – Corporate Banking is responsible for managing and growing relationships with corporate clients. The role serves as the primary point of contact between the organization and its corporate customers, ensuring that client needs are understood, addressed, and aligned with available financial solutions.

This position focuses on relationship management, business development, and ongoing account oversight. The Relationship Manager plays a key role in coordinating internal resources to deliver services efficiently while maintaining strong client engagement and satisfaction.

Key Responsibilities

The Relationship Manager – Corporate Banking is responsible for managing a portfolio of corporate clients, serving as the main liaison for all banking-related matters. This includes maintaining regular communication with clients to understand their business activities, financial requirements, and strategic objectives.

The role involves identifying opportunities to provide appropriate banking products and services that align with client needs and the organization’s offerings. This includes initiating discussions, coordinating proposals, and supporting transaction execution.

The Relationship Manager prepares and maintains client account plans, ensuring that relationship strategies are documented and reviewed periodically. These plans are used to guide engagement efforts and ensure consistency in service delivery.

The position requires close collaboration with internal teams, including credit risk, portfolio management, operations, and product specialists. The Relationship Manager coordinates these teams to ensure timely processing of client requests and effective issue resolution.

The role supports the credit process by gathering required client information, preparing relationship input for credit applications, and responding to queries raised during credit reviews. While credit approval is handled separately, the Relationship Manager ensures that client perspectives and commercial considerations are clearly communicated.

Ongoing monitoring of client performance and account activity is a core responsibility. The Relationship Manager identifies early warning signs, escalates concerns where necessary, and works with internal stakeholders to manage client-related risks.

The position also involves maintaining accurate client records, ensuring compliance with internal policies, and supporting periodic client reviews and reporting requirements.

Portfolio Manager

Role Overview

The Portfolio Manager is responsible for the ongoing management and oversight of a portfolio of accounts or exposures, ensuring that performance, risk, and compliance requirements are consistently met. The role focuses on post-approval account management and works closely with relationship and risk functions to maintain portfolio quality.

This position plays a critical role in monitoring client performance, managing exposure levels, and ensuring that accounts remain within approved terms and conditions. The Portfolio Manager contributes to the organization’s ability to proactively manage risk while supporting stable client relationships.

Key Responsibilities

The Portfolio Manager oversees the day-to-day management of assigned portfolios, ensuring that all accounts are managed in line with approved structures, limits, and conditions. This includes tracking exposure utilization, repayment behavior, and compliance with agreed terms.

The role involves conducting regular reviews of portfolio performance, identifying trends, and highlighting accounts that require closer monitoring or intervention. Findings are documented and shared with relevant stakeholders.

The Portfolio Manager works closely with Relationship Managers to support client engagement efforts and address issues related to account performance or documentation. This collaboration ensures that client-related actions are coordinated and aligned with risk considerations.

The position is responsible for monitoring covenant compliance, financial reporting submissions, and other ongoing obligations associated with client accounts. Any breaches or concerns are escalated in accordance with internal procedures.

The role supports credit risk functions by providing portfolio insights, performance data, and recommendations related to account management strategies. This includes participation in internal discussions on restructuring, renewals, or exposure adjustments where applicable.

The Portfolio Manager ensures that portfolio records, reports, and monitoring tools are kept up to date and accurately reflect current account status. This supports effective decision-making and regulatory compliance.

The position contributes to internal reporting processes by preparing portfolio summaries, performance updates, and risk indicators for management review.

Drivers

Role Overview

The Drivers role provides essential operational support to the organization by ensuring safe, reliable, and timely transportation services. Drivers support daily business activities by facilitating the movement of staff, documents, and materials as required.

This position requires a strong focus on safety, reliability, and adherence to organizational guidelines. Drivers play a practical yet important role in supporting smooth day-to-day operations.

Key Responsibilities

Drivers are responsible for operating assigned vehicles in a safe and professional manner, ensuring compliance with traffic regulations and internal safety policies at all times.

The role involves transporting staff, clients, documents, and other materials to designated locations as instructed. This includes adhering to schedules and ensuring timely arrival and delivery.

Drivers are expected to conduct basic vehicle checks before and after trips, reporting any mechanical issues, damage, or maintenance needs promptly through established channels.

The position requires maintaining cleanliness and proper condition of assigned vehicles, ensuring that they are presentable and ready for use during working hours.

Drivers support administrative and operational teams by assisting with logistics-related tasks when required, such as document collection or delivery between offices.

The role involves maintaining accurate trip records, fuel usage logs, and other documentation as required by internal procedures.

Drivers are expected to represent the organization professionally during interactions with staff, clients, and external parties while performing their duties.

Conclusion

The roles outlined in this hiring advert represent an opportunity to join an organization that values structured processes, accountability, and professional service delivery. Each position plays a specific role in supporting the organization’s operations, client relationships, and risk management framework.

The Head – Corporate Credit Risk Analysis role provides strategic oversight and leadership in credit risk governance. The Relationship Manager – Corporate Banking position focuses on building and maintaining strong corporate client relationships. The Portfolio Manager role ensures disciplined post-approval account management and portfolio oversight. The Drivers role supports operational efficiency and day-to-day mobility needs.

Candidates considering these opportunities are encouraged to review the role descriptions carefully to understand the responsibilities and expectations associated with each position. The organization seeks individuals who can perform their duties effectively within established frameworks and contribute positively to overall business objectives.

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