Sidian Bank Plc has announced new senior-level career opportunities within its Credit Risk Management and Branch Banking functions. The Bank continues to position itself as a progressive financial institution focused on delivering innovative banking solutions to businesses and individuals across Kenya. These vacancies present strategic leadership opportunities for experienced professionals seeking to contribute to credit governance, regional performance growth, and branch network expansion.
Sidian Bank does not charge any fee at any stage of the recruitment process. All official recruitment communication is conducted through the HR email: [email protected].
The following positions are currently open for applications:
- Senior Manager – Credit Analysis
Department: Credit Risk Management
Reports to: Director – Credit Risk Management
Application Deadline: 23rd February 2026 - Regional Manager – Coast Region
Department: Branch Banking
Reports to: Head – Branches
Application Deadline: 21st February 2026 - Regional Manager – Rift Valley Region
Department: Branch Banking
Reports to: Head – Branches
Application Deadline: 21st February 2026
Introduction
Sidian Bank Plc is a dynamic commercial bank operating in Kenya, providing tailored banking solutions to Micro, Small and Medium Enterprises (MSMEs), corporates, and retail customers. The Bank has continued to strengthen its governance frameworks, expand its branch network, and enhance its risk management systems in alignment with evolving regulatory and market requirements.
To support its strategic objectives for growth, risk optimization, and operational excellence, the Bank is seeking experienced professionals to fill the above leadership roles. Each role plays a critical function in ensuring prudent credit decision-making, strong portfolio quality, regional business performance, and adherence to internal and regulatory standards.
The following is a detailed job description for each position.
Position 1: Senior Manager – Credit Analysis
Department: Credit Risk Management
Reports to: Director – Credit Risk Management
Apply by: 23rd February 2026
Role Overview
The Senior Manager – Credit Analysis is responsible for leading the credit analysis function within the Credit Risk Management Department. The role oversees the assessment of credit proposals, evaluation of financial performance, risk grading, and recommendation of credit facilities in line with the Bank’s risk appetite and credit policies. The position ensures that credit decisions are supported by robust financial analysis, sound judgment, and compliance with regulatory and internal governance frameworks.
This role is central to safeguarding asset quality, supporting sustainable portfolio growth, and maintaining the integrity of the Bank’s credit underwriting standards.
Key Duties and Responsibilities
Credit Risk Assessment and Analysis
• Lead the evaluation and analysis of complex credit proposals across corporate, SME, and retail segments.
• Review financial statements, cash flow projections, business plans, and industry trends to assess borrower capacity and repayment ability.
• Conduct risk grading and credit scoring in line with internal risk rating models.
• Assess security documentation, collateral valuation reports, and legal compliance related to proposed facilities.
• Identify key risk drivers and provide mitigation strategies before approval recommendations are made.
Portfolio Quality and Risk Monitoring
• Monitor portfolio performance indicators including non-performing loans, arrears trends, sector concentration, and exposure limits.
• Provide analytical insights on emerging credit risks and recommend proactive risk containment measures.
• Support periodic portfolio stress testing and scenario analysis.
• Participate in credit review committees and provide independent risk opinions.
Policy and Governance
• Ensure all credit assessments comply with internal credit policies and regulatory requirements.
• Contribute to the review and enhancement of credit policies, risk assessment frameworks, and underwriting standards.
• Support audit reviews and regulatory inspections related to credit risk management.
• Maintain proper documentation trails for credit decisions and recommendations.
Stakeholder Engagement
• Collaborate with Relationship Managers, Business Banking teams, and other internal stakeholders to ensure completeness of credit applications.
• Provide guidance on structuring facilities to align with risk appetite and policy thresholds.
• Present credit analysis findings to senior management and credit committees.
Reporting and Performance Oversight
• Prepare periodic reports on credit pipeline status, approval turnaround times, and portfolio risk trends.
• Track key performance indicators within the credit analysis function.
• Ensure timely processing of credit applications within agreed service levels.
Application Deadline: 23rd February 2026
Position 2: Regional Manager – Coast Region
Department: Branch Banking
Reports to: Head – Branches
Apply by: 21st February 2026
Role Overview
The Regional Manager – Coast Region is responsible for driving business growth, operational efficiency, and customer service excellence across branches within the Coast Region. The role provides strategic and operational leadership to Branch Managers and ensures achievement of financial targets, compliance standards, and risk management protocols within the region.
This position is accountable for regional profitability, deposit mobilization, loan growth, portfolio quality, and staff performance management.
Key Duties and Responsibilities
Regional Business Performance
• Develop and execute regional business plans aligned to the Bank’s overall strategy.
• Drive achievement of deposit growth, loan book expansion, and revenue targets across branches.
• Monitor branch-level financial performance and implement corrective measures where necessary.
• Oversee cross-selling of banking products and services within the region.
Leadership and People Management
• Provide leadership, mentorship, and performance management to Branch Managers and branch staff.
• Monitor staff productivity and ensure alignment with sales and service standards.
• Support talent development and succession planning within the region.
• Promote a high-performance culture focused on accountability and customer satisfaction.
Risk and Compliance Oversight
• Ensure strict adherence to operational, credit, and regulatory compliance requirements across branches.
• Monitor loan portfolio quality and ensure effective follow-up on delinquent accounts.
• Conduct periodic branch visits and operational reviews.
• Address audit findings and ensure timely implementation of corrective actions.
Customer and Stakeholder Management
• Strengthen relationships with key customers, business communities, and local stakeholders.
• Identify market opportunities and competitive dynamics within the region.
• Support acquisition and retention of high-value clients.
Operational Excellence
• Oversee branch operations to ensure service efficiency and process optimization.
• Ensure compliance with internal controls and operational risk frameworks.
• Implement service improvement initiatives to enhance customer experience.
Application Deadline: 21st February 2026
Position 3: Regional Manager – Rift Valley Region
Department: Branch Banking
Reports to: Head – Branches
Apply by: 21st February 2026
Role Overview
The Regional Manager – Rift Valley Region provides strategic oversight and operational leadership for branches within the Rift Valley Region. The role is responsible for driving sustainable business growth, strengthening credit portfolio performance, and ensuring operational compliance across all branches under its jurisdiction.
This position is accountable for delivering regional targets, enhancing service standards, and ensuring prudent risk management within the branch network.
Key Duties and Responsibilities
Strategic Growth and Market Development
• Develop regional growth strategies tailored to the economic profile of the Rift Valley market.
• Drive deposit mobilization and loan portfolio growth across assigned branches.
• Monitor branch performance metrics and provide strategic direction for improvement.
• Identify new business opportunities and partnerships within the region.
Financial Performance Management
• Oversee budgeting, revenue performance, and cost control across branches.
• Ensure achievement of profitability targets and sustainable portfolio expansion.
• Review branch performance reports and initiate performance recovery plans where necessary.
Risk Management and Portfolio Quality
• Monitor credit quality and enforce adherence to credit approval and monitoring standards.
• Ensure effective management of non-performing loans within the region.
• Enforce compliance with internal policies and regulatory guidelines.
• Facilitate timely resolution of audit and compliance issues.
Leadership and Governance
• Supervise and evaluate performance of Branch Managers.
• Conduct regular performance reviews and coaching sessions.
• Foster a culture of compliance, ethical conduct, and service excellence.
• Ensure effective communication between regional branches and head office.
Operational Oversight
• Ensure consistent implementation of operational policies and procedures.
• Monitor service delivery standards and turnaround times.
• Drive initiatives that enhance efficiency and customer satisfaction.
Application Deadline: 21st February 2026
Application Process
Interested candidates are encouraged to submit their applications before the respective deadlines indicated above. Applicants should ensure that their applications are submitted through official channels only.
Sidian Bank does not charge any fee at any stage of the recruitment process. The official HR email for communication is [email protected].
Candidates are advised to verify all recruitment correspondence and avoid engaging with unauthorized individuals or third parties claiming to represent the Bank.
